Disclaimer

Sikhwal Multi Services Pvt. Ltd.
Effective Date: 20/01/2024

The information, services, tools, and materials provided on the website and digital platforms of Sikhwal Multi Services Pvt. Ltd. (SIKHWAL) (“Company”, “we”, “our”, or “us”) are made available for general informational and service-related purposes only. By accessing or using our platform, you acknowledge and agree to the terms of this Disclaimer.

1. No Professional or Financial Advice

All content, including text, graphics, data, and service information, is provided “as is” without any warranties, express or implied.

Nothing on our website or platform constitutes:

  • Financial advice
  • Legal advice
  • Business advice
  • Any form of professional consultation

Users are solely responsible for evaluating and making decisions based on the information provided.

2. Service Availability and Accuracy

While we strive to maintain accurate and updated information, we do not make any representations or warranties regarding:

  • Accuracy, completeness, or reliability of content
  • uninterrupted or error-free operation of the platform
  • Results, outcomes, or performance of any service

The Company reserves the right to modify, suspend, or discontinue any feature, service, or information without prior notice.

3. Third-Party Services & Integrations

Our platform may include integrations or redirections to third-party APIs, payment gateways (PG), BBPS services, or external platforms.

We do not control, endorse, or guarantee:

  • Third-party content, products, or services
  • Performance or accuracy of third-party systems
  • Outcomes of transactions processed through third-party providers

Users interact with third-party systems at their own risk and responsibility.

4. Payment Gateway & BBPS Disclaimer

Any use of Payment Gateway (PG) or Bharat Bill Payment System (BBPS) services is entirely the responsibility of the logged-in merchant/user. The Company shall not be liable for:

  • Disputes, chargebacks, failed transactions, or delayed settlements
  • Errors or issues arising from third-party processors
  • Legal claims originating from PG or BBPS usage

The Company reserves full rights to recover, lien, debit, or adjust disputed amounts and may take legal action against merchants involved in misuse, fraud, or violations.

5. Limitation of Liability

To the fullest extent permitted by law, Sikhwal Multi Services Pvt. Ltd. shall not be held liable for:

  • Direct, indirect, incidental, consequential, or special damages
  • Loss of profits, data, or business opportunities
  • Service interruptions, technical failures, or unauthorized account access
  • Issues arising from user negligence or misuse of the platform

Your use of the website and services is at your sole risk.

6. No Warranties

We expressly disclaim all warranties, including:

  • Implied warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Any warranty arising out of course of dealing or usage

All services and information are provided without guarantees, “as available”, and subject to change.

7. Indemnification

By using our platform, you agree to indemnify, defend, and hold harmless Sikhwal Multi Services Pvt. Ltd., its directors, employees, agents, and partners from any:

  • Claims
  • Losses
  • Liabilities
  • Damages
  • Legal expenses

arising out of your use, misuse, violation of terms, third-party disputes, or breach of applicable laws.

8. Governing Law

This Disclaimer shall be governed by and interpreted in accordance with the laws of India. All disputes shall be subject to the exclusive jurisdiction of the courts in Jaipur, Rajasthan.

9. Contact Information

For questions or clarification regarding this Disclaimer, you may contact us at.
📧 help.smplraj@gmail.com